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From the Mouth of Martin: Top Tips to Slash the Cost of Motoring – #20

Strap yourselves in wannabe petrol heads. With the help of money saving expert, Martin Lewis, Book Theory Test Today is hitting the road with 50 top tips that will cut your motoring costs. Tune in each & every week for a new tip and remember to share with friends and family and slash the cost of motoring.

This week we’re looking at how to tweak your job title to slash car insurance quotes and cut the cost of motoring. You stand to save some serious cash because insurers base your quote on a risk assessment and your occupation is part of that assessment.

Cut the cost of motoring tip #20 – Tweak your job title, save on insurance

Book Theory Test Today says: “It’s not something many motorists are aware of, but altering your occupation slightly could make all the difference when looking for ways to cut the cost of motoring. We’re not saying flat out lie, but how you word or specify your job role could be crucial to reducing your insurance premium.”

Let’s be clear, it’s not good practice to claim that you’re a pilot, when in fact you’re a sky diver. However, if you do this responsibly you can significantly reduce the cost of motoring.

Before specifying your occupation on an insurance application, Book Theory Test Today recommends asking a ‘sensible’ person how they would describe what you do for a living. Would they consider it reasonable for you to describe yourself in that way on an insurance application? If the answer is yes, then go ahead and do it.

For the unemployed trying to slash insurance rates and the cost of motoring, did you know that those listing their occupational status as jobless are likely to pay five times more on insurance than those in employment? That’s why it pays to tweak your job title.

To help you tweak some of the riskier job roles, Money Saving Expert have developed a useful car insurance job picker tool, which can be accessed via their website.

Did you know that putting ‘builder’ as your job title will see insurance companies charge you a higher insurance rate? Simply adjusting ‘builder’ to ‘contractor’ and you could see your annual insurance premium reduced by £30, cutting the cost of motoring for you.

So, next time you come to renew your insurance, find out if there’s a different way to specify your occupation.

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Book Theory Test Today offers an intermediary service assisting clients with booking a UK theory test, or practical test, at test centres across the nation. The service also supplies resources to help you prepare for your theory test – Ready to take your theory test? Book your theory test online today…

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