The RAC wants to help you cut the cost of learning to drive. They’ve recently announced a new, flexible learner driver insurance policy with a huge range of benefits for young drivers. As a strong advocate for cutting motoring costs for learners, this obviously caught our attention here at Book Theory Test Today, so what’s it all about?
Learner driver insurance to ease the strain
Provisional driving licences, driving lessons, theory test fees and practical exam costs! All this before you even get behind the wheel of your own car and endure more money sapping ordeals thanks to insurance, fuel and vehicle maintenance.
However, the RAC wants to ease the strain on your finances a little with the introduction of a new, learner driver insurance policy.
The biggest benefit of the RAC’s new learner driver insurance scheme is that it allows you to learn to drive in a friend or relative’s vehicle, without it affecting the no claims discount of the person tutoring you, should you be involved in a collision.
Quick coverage  Â
Book Theory Test Today says: “Within 15 minutes of purchasing this policy online, you’re covered. You can select one day or five month insurance policies, a great advantage over other policies, which force into a policy that must last a minimum of one month.â€
Underwritten
The RAC’s new, learner driver insurance policy will be underwritten by Aviva, giving policyholders the assurance that they’re covered by a leading player in the car insurance market.
Stipulations
However, the new policies do come with some stipulations. For instance, policyholders are prohibited from driving outside the hours between 6am and 10pm and the vehicle that’s being insured must be a UK registered vehicle worth less than £30,000 with six seats or less.
Qualifying   Â
To qualify for the RACs learner driver insurance scheme, you must be accompanied by a motorist who is 25+ and has held a full UK driving licence for three years or more and he vehicle to be used must be insured on an annual policy.
Book Theory Test Today says: “Policyholders also need to be permanent UK residents with a clean provisional driving licence and be free of any motoring offences or driving convictions. Please note that a £250 excess will be applied to each and every claim.â€
Director of RAC Insurance
Mark Godfrey, the director of RAC insurance, said: “Adding a learner driver to an existing insurance policy can be very expensive as well as a risk to an experienced driver’s all-important ‘no claims discount’ and the alternative of a learner taking out a standalone policy is very often cost-prohibitive so we were keen to create a policy that actually helped to save the learner driver and their family money.â€
He added: “We feel we have not only achieved this but gone a step further by developing a very flexible product which can be bought for short periods under a month and used after just 15 minutes of being taken out online.â€
Book Theory Test Today says: “Please be aware, the RAC learner driver insurance is only available to quote and purchase online.â€
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