Introducing Rhys Barker, a young driver, who like many other young drivers struggles to insure his vehicle because of his age and his gender. Whilst Mr Barker did expect his insurance quote to be high, he could not have anticipated receiving an insurance quote of £1.2 million to insure his 10-year old Vauxhall Corsa.

Meet Tim Clarke, he is 19 and like many young drivers he is unable to drive his own car because he does not have the funds to insure his vehicle.

Young drivers feel they are being driven to buy older, cheaper vehicles because high insurance premiums on newer, safer cars are pricing them out of the market, according to new research.