Rightly or wrongly, young drivers are considered \u00e2\u20ac\u02dchigh risk\u00e2\u20ac\u2122 when it comes to insuring a motor vehicle and seem to be \u00e2\u20ac\u02dcpersecuted\u00e2\u20ac\u2122 for being young by the majority of insurance companies.<\/p>\n
<\/p>\n
Just recently a young driver was quoted \u00c2\u00a31.2 million to insure his Vauxhall Corsa, when the young man call to establish whether the quote was correct he was told \u00e2\u20ac\u02dcyes it is\u00e2\u20ac\u2122.<\/p>\n
This is just one of thousands of examples highlighting the challenges that young drivers face to secure a \u00e2\u20ac\u02dcreasonable\u00e2\u20ac\u2122 insurance quote.<\/p>\n
Car insurance is calculated on a series of probabilities, being a new, young driver already puts you at a disadvantage as insurance companies will immediately label you \u00e2\u20ac\u02dchigh risk\u00e2\u20ac\u2122. This is because your driving is \u00e2\u20ac\u02dcuntested\u00e2\u20ac\u2122 and you, and even the insurance companies, have no idea about the \u00e2\u20ac\u02dctype\u00e2\u20ac\u2122 of driver you will become.<\/p>\n
To give you an idea what insurance companies look at in terms of insuring young drivers, the first thing they refer to is DSA statistics concerning young drivers. This is what insurance companies will find:<\/p>\n
\u00e2\u20ac\u00a2 One in four road deaths are the death of young drivers \u00e2\u20ac\u00a2 The DSA figures suggest that two under 25\u00e2\u20ac\u2122s are killed on British roads every day \u00e2\u20ac\u00a2 One in eight driving licence holders are under 25, yet one in three drivers who die on UK roads are under 25 \u00e2\u20ac\u00a2 An 18-year-old driver is more than three times as likely to be involved in a crash as a 48-year-old \u00e2\u20ac\u00a2 One in five new drivers has a crash within six months of passing their test<\/p>\n
Immediately, insurance companies view young drivers as a \u00e2\u20ac\u02dchigh risk\u00e2\u20ac\u2122 to insure. Statistics are the only data that car insurance companies have to work with and unfortunately, especially for young male drivers, you can often feel penalised as a result of \u00e2\u20ac\u02dcmotoring misdemeanours\u00e2\u20ac\u2122 orchestrated by other motorists.<\/p>\n
However, BookTheoryTestToday.com offers a few tips to help you keep insurance costs down:<\/p>\n
1. Carefully consider the type of car you purchase \u00e2\u20ac\u201c Avoid buying a car that projects a \u00e2\u20ac\u02dcboy racer\u00e2\u20ac\u2122 image for instance, this immediately puts insurance companies on \u00e2\u20ac\u02dchigh alert\u00e2\u20ac\u2122.<\/p>\n
2. Purchase a motor vehicle with a recognised safety and security rating, this is a sure-fire way to lower the cost of your insurance premium.<\/p>\n
3. Consider taking an advanced driving course i.e. \u00e2\u20ac\u02dcPass Plus\u00e2\u20ac\u2122. Some insurance providers have been known to reduce premiums by as much as 10% when presenting a Pass Plus certificate. Not only does this reduce insurance costs, you will also be a more \u00e2\u20ac\u02dcadvanced\u00e2\u20ac\u2122 driver and feel more prepared for life on the UK\u00e2\u20ac\u2122s roads.<\/p>\n
Book Theory Test Today offers an intermediary service assisting clients with booking a UK Driving Theory Test at test centres across the nation. The service also supplies resources to help you prepare for your Driving Theory Test.<\/p>\n
Book your Driving Theory Test Today with BookTheoryTestToday.com \u00e2\u20ac\u201c Free retest if unsuccessful at the first attempt.<\/p>\n","protected":false},"excerpt":{"rendered":"
Rightly or wrongly, young drivers are considered \u00e2\u20ac\u02dchigh risk\u00e2\u20ac\u2122 when it comes to insuring a motor vehicle and seem to be \u00e2\u20ac\u02dcpersecuted\u00e2\u20ac\u2122 for being young by the majority of insurance companies.<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,76],"tags":[89,486,90],"class_list":["post-100","post","type-post","status-publish","format-standard","hentry","category-book-theory-test-today-news","category-driving-insurance","tag-car-insurance","tag-driving-insurance","tag-young-person-insurance"],"_links":{"self":[{"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/posts\/100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/comments?post=100"}],"version-history":[{"count":0,"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/posts\/100\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/media?parent=100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/categories?post=100"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.booktheorytesttoday.com\/blog\/wp-json\/wp\/v2\/tags?post=100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}